# Papaya

> AI agents that extract, classify, assess, detect fraud, and adjudicate insurance claims in under 60 seconds. Every country. Every product.

Papaya is building the autopilot era of insurance. We replace the manual claims processing workforce with AI agents that handle the full lifecycle — from document intake to payment decision — with zero hallucination architecture.

## What We Do

- **Claims Processing**: End-to-end AI agents that process healthcare insurance claims
- **Document Extraction**: Structured data extraction from medical documents (bills, prescriptions, discharge summaries)
- **Fraud Detection**: Real-time fraud, waste, and abuse detection across claims
- **Assessment**: Policy-aware benefit calculation with evidence-based decisions
- **Multi-Market**: Thailand, Vietnam, Hong Kong — expanding across APAC

## The Oasis Platform

The Oasis is our AI claims processing platform. It includes:
- Classification agents that categorize claims by type and benefit
- Extraction agents that pull structured data from unstructured documents
- Assessment agents that calculate benefits against policy terms
- FWA (Fraud, Waste & Abuse) detection agents
- Human-in-the-loop review for edge cases

## Key Pages

- [Home](https://papaya.asia/)
- [Platform](https://papaya.asia/platform)
- [Company](https://papaya.asia/company)
- [Insights](https://papaya.asia/insights)

## Insights (Articles)

- [Why We're Building an Insurance Autopilot, Not a Copilot](https://papaya.asia/insights/services-the-new-software)
- [Insurance AI: 50x Bigger Than InsurTech SaaS](https://papaya.asia/insights/ai-bigger-than-saas)
- [How We Built a Zero-Hallucination Claims Engine](https://papaya.asia/insights/zero-hallucination-architecture)
- [APAC Insurance: Skip Digitization, Go Straight to Intelligence](https://papaya.asia/insights/leapfrogging-legacy)

## Contact

- Website: https://papaya.asia/company#contact
- LinkedIn: https://www.linkedin.com/company/papaya-insurtech